![]() ![]() The expense tracker is meant for you to fill out each and every time you have an expense weather that is grocery shopping or eating out or buying gas or any other expense that comes out during the month. This budget plan is designed for a zero-based budget so you can track to make sure you’re not going over budget during the month Expense Tracker This is where you planned for your groceries on your gas and any other expenses that come out during the months that aren’t considered fixed. Next fill in your variable expenses in the other section. ![]() Fixed expenses are the ones that are the same amount month after month. Then you’ll write in all of your fixed expenses. You will fill in your income both what you expected to be and what it actually is when it reaches your bank accounts. This easy budget template is going to help you create your monthly budget plan. and make plans for your variable spending such as groceries and gas.Ī budget calendar really lets you see what your finances are doing during the month. Write down each bill that will come out during the month and how much of that bill will be. You can write down each paycheck you get sand for how much. The budget calendar is designed so that you can C in a visual format what your money timeline looks like. But I want to go ahead and give you instructions here so you know what you are getting and how to use it before you get started. I have created a mini instruction sheet as a reminder for when you download and print this planner. How do you use the free printable budget sheets It’s going to let you see where you stand with your finances, get started making changes and working towards a better financial future. This mini budget planner is designed to help you get started on your budgeting journey, without overwhelming you. When you download these budget sheets you will get the following: ![]() This mini printable budget planner has six pages included with it. (I think my husband's kept it up for 14 years now!) I'd love to hear how your family handles your budget, and if you have any questions, leave a comment to share ~ I hope it helps you get an idea of where to start if you're new to budgeting! Go HERE to print yours.What is included in the free printable budget planner? Remember this is just a look at how our family handles budgeting, and may be different than what you do however this has worked well for us. This is my FAVORITE part of the spreadsheet as we can look back and see what we've saved, and look forward to what's coming in the future! On the last page of the PDF you'll see our savings account spreadsheet which includes what money is allocated in our savings account each month towards certain long term goals.We save all year long for “big” expenses ~ these include things like Christmas gifts, vacationing, homeowners association expenses, etc.We take our “useable” expenses out of our checking account twice a month on my husband's payday (this includes groceries, eating out, lunches, entertainment, etc.).Several of the accounts included in the budget are items that we plan for monthly, and then move once a month over to our savings account (you can see what our savings account spreadsheet looks like on the last page of the PDF.).We add a small amount of money each month to our checking account just to have extra savings (usually around $50.).Soooo many folks have asked for this, so I hope it helps you see how our family handles our monthly budget, and encourages you to get stay on a budget in 2014 too. I'm so incredibly excited about today's 25 Days to a More Organized You project! My friend Cheryl from Beyer by Design has taken our family's monthly spreadsheet and put it together in a free printable version that you can download to work on at home, which will hopefully help keep your finances a wee bit more organized in 2014 (and trust me, when your finances are organized, everything else just seems to go a little bit smoother!) ![]()
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